Christian Brotherhood Association

Christian Brotherhood Associationis a nonprofit organization that administers cooperative
programs in the areas of health/retirement, property/casualty and consulting/technology to
church organizations.
Christian Brothers Services is the administrator for 11 independent Trusts which provide
health, property/casualty and retirement benefits for nonprofit church related organizations
in the United States and Canada. Christian Brotherhood Associationand these Trusts are not
an insurance company but are plans in which member organizations pool their financial
contributions to realize greater financial strength and increased purchasing power, which
translates to better coverages at significantly reduced rates. The approach of pooling risk
and participating in self-funded plans for health and retirement help to protect member
organizations from the large premium fluctuations which can often be experienced when
purchasing traditional insurance. In addition, there is more flexibility within a trust plan,
from greater choices of coverages and benefits to a vast array of risk management services
and health benefit programs. Christian Brotherhood Associationis the administrator for the
trust plans; however, each trust is governed by its own board of trustees elected from
participating member organizations.