MARISA BERTELSEN

Financial Strength: Promises Kept It all begins with financial strength, which allows us to meet our future obligations to policyholders. New York Life Insurance Company and its subsidiary, New York Life Insurance and Annuity Corporation (NYLIAC) have received the highest ratings for financial strength currently awarded to any life insurer by all four major ratings agencies. Weve earned these ratings. Our capital position is one of the strongest in the industry, giving us the financial strength to weather unexpected storms.