Lay and Williams Insurance Services

Are you looking for employee group insurance or individual family insurance and are confused about open enrollments and the deadlines, subsidies, exchanges, marketplace and all the rules surrounding Obamacare?

Are you looking for free health insurance quotes and information about the exchanges, government subsidies and the Affordable Care Act? Lay and Williams Insurance Services can help provide you affordable health Insurance for individuals, families, children and employee groups without the frustrations of ".gov" or the Federal marketplace.

Call us if you are looking for under age 65 insurance.

If you are 65 and over there are many options available to you. You may refer to the plans as Medicare Supplement, Medigap or Advantage, we are here to help you.

We also have dental insurance and temporary insurance plans.

Our insurance companies include Aetna, Assurant, Blue Cross, Cigna, Humana, Scott and White and United Healthcare, Delta, Metlife, Guardian and Dental Select and a full selection of Medicare Supplement plans from United Healthcare, Mutual of Omaha and many others.

Our plans are guaranteed issue for individuals and groups with no rate adjustments for preexisting medical conditions and no waiting period for coverage for the preexisting conditions.

One last thought is the need for final expense coverage and mortgage cancellation insurance.

Let Lay and Williams Health Insurance become your Health Insurance Exchange.