Nancy J. Hite, CFP

I understand that most people are afraid of running out of money before they run out of time,” says Nancy. “I share with clients that there are really only three things they can do with money: spend it now, spend it later, or spend it never. Most people simply do not realize how much they are spending every day.” To plan for the future, or “have an umbrella ready for a rainy day” as Nancy likes to say, she helps her clients take an honest look at their current financial affairs and fine tune what they are spending now so that they can enjoy the future they desire.