Palm Beach County Financial Education Services

Palm Beach County Financial Education Services (PBCFES) is an independent financial service provider, that will not only help individuals in legitimately fixing their bad credit history, but will also help them in identifying factors that contribute to low credit scores. PBCFES focuses on providing expert advice for proper credit repair & maintenance.

Dan Cunha is an independent FES agent who is now helping people who are struggling to repair their credit. To achieve this mission, Dan Cunha is supported by a team of experts who are experienced in the realm of credit & finance.

At PBCFES consulting firm we will assist the average person who has been largely affected by bad credit ratings. The firm's service has been designed to help individuals that can’t own a house or get a job due to a poor credit score.

The fact that we live in an economy that is credit based suggests that we need to have a good credit score in order to maintain a good life style. If you want to get a house, pay for college or simply buy a car, you need to do it through a company that extends credit to members of the general public. Good credit is what determines whether you will get your car loan, student loan or even a mortgage. In some states employers also determine eligibility for employment based on a person’s credit.

Statistics indicate that more than 43 million Americans are living with bad credit. PBCFES strives to help the numerous people affected by bad credit assisting them in getting them back on track with good credit.

PBCFES offers a comprehensive package in order to separate it from its competitors. This package is known as the FES Protection Plan. The services offered in the FES Protection Plan:

1. Credit Restoration: Through qualified experts & a proven system, the firm will work to eliminate any inaccuracies, obsolete or erroneous mistakes that usually occur in credit reports. The firm will extensively utilize the “Fair Credit Reporting Act” with the aim of disputing any erroneous items that could prevent individuals from obtaining a good credit score.

2. Positive Credit Builder: Our Credit Education Center offers a wide variety of educational services, credit tips & resources to help you take the necessary steps to enhance your credit score & manage your financial life. Improve your score by identifying the accounts that need immediate attention & why.

3. Smart Credit Alert: Manage all your online accounts in one place, integrated with your credit & identity. You can use Action buttons to ask your creditor a question about your account or a transaction. Access your interactive credit report, which is now easy to read, search or find anything quickly. It also includes your credit score, auto score, insurance score & even a hiring risk index for job seekers.

4. Credit Attorneys: Our attorneys will evaluate your case for difficult to remove, inaccurate items on your credit report. If legitimate, they will sue the agency to clean up your report, in which case you may be entitled to compensation.

5. Will and Trust Services: This is a service that will help clients plan for any uncertainties in life. My-Care Plan is a comprehensive package including everything you need to prepare your Will, Living Trust and Healthcare & Financial Powers of Attorney. This system was developed by attorneys & is endorsed by credit unions & community banks. Prepare your full legal documents, which will be sent directly to you for signing & notarizing.
6. Debt Zero: This service will provide a clear guide on how to more efficiently pay down your debt. Taking into account your debt obligations & interest, the system will show you exactly how to properly allocate your money towards your monthly payments using nothing more than your current income, in order to speed up you debt payoff.

7. Financial Lock Box: My Financial Lockbox is an online solution that enables you to store financial data, and important documents in a single, secure, password-protected location for easy access by you or loved ones that you select & authorize.
8. Life Lock: Is dedicated to helping protect your personal information in this privacy-challenged world. We provide the best identity theft protection, using proprietary technology & U.S.-based agents who are avail. 24/7.
Other services of the FES membership plan include, Discounted RX Prescriptions, Health Insurance, Life Insurance, & much more.

The FES protection plan is $87 a month. Out of the whole amount, $2 will go to the YFL as a contribution towards youth scholarships programs. It is important to remember that with other firms, clients will have to pay individually for the services mentioned earlier. This can cost them over $400 a month.

Dan Cunha is located in West Palm Beach Palm Beach County

The firm’s mission statement: Enjoy Exclusive Money Saving Services While Protecting Your Identity, Credit, Family, Finances, Lifestyle & Future.