Elements Financial

Over the past year our members saved $15.3 million by doing business us*.

Elements provides access to some of the lowest loan rates & fees and some of the highest deposit rates in Central Indiana. More importantly, we do so with an individualized approach, taking the time with our members to understand their needs and unique circumstances.

As a well-capitalized $1 billion+ financial institution, we have the resources, staff and expertise to support your employees with unparalleled service and high-end technology.

Established in 1930.

Elements Financial is not a bank; not just a credit union. We are an "at work" financial wellness provider with a national footprint. We began as the credit union for Eli Lilly and Company in 1930, and today we serve more than 60 other organizations and 55,000+ members. We are member-owned, allowing us to focus on the objectives of members, not on a targeted return to third party shareholders.

We promise to help you achieve financial wellness in life with your own money management plan. We will nurture you toward your goals, assist you through processes, and engage you with the tools and resources that best fit and support your plan. Elements Financial will always be looking out for your best interests.

Elements offers its members seven branch locations, as well as access to over 72,000+ surcharge-free ATMs, 5,500+ shared branches and service centers nationwide.

And the network is growing every day. Join us today as we pursue the goal of financial wellness together.

Take advantage of these products and services we offer:
-24/7/365 eBranch Internet and Mobile Banking including remote check deposit.
-Borrowing, saving, investing and payment options. We offer everything from mortgages, auto loans, student loans; to numerous savings and checking options. Elements Wealth Management services also provide long term care insurance.
-Our Financial Wellness Resources support you through various stages of you financial life. You can participate in a series of our valuable Life Lessons Workshops that we bring to various locations.
-We also offer Health Savings Accounts (HSA).

*Competitive Value is estimated by comparing historical rates and fees at Elements Financial and at the five banks with the largest market share in Central Indiana, data valid as of 8/31/15.